Please use the following test card number to simulate the charging process as your customer.

Note: To enter the KNET test card number on the KNET page, select KNET Test Card [KNET1] option from the Bank drop-down list.

Local Payment Methods

Payment MethodCard NumberExpiry DatePINStatus
KNET888888000000000109/251234CAPTURED
KNET888888000000000209/251234CAPTURED
KNET888888000000000105/211234NOT CAPTURED
Benefit460041012345678912/271234CAPTURED
Benefit777777012345678912/271234NOT CAPTURED
Benefit111111012345678912/271234DECLINED
Naps/QPay421537550088324312/24944 (OTP 1234)CAPTURED

Credit/Debit Cards

Payment MethodCard Number3D Secure Enrolled
MasterCard5123450000000008Yes
MasterCard5111111111111118No
VISA4508750015741019Yes
VISA4012000033330026No
American Express345678901234564Yes
American Express371449635398431No
mada4464040000000007Yes
mada5588480000000003No
OmanNet4228230000000001Yes

Expiry Dates

Expiry DateTransaction Response
01/39APPROVED
05/22DECLINED
04/27EXPIRED_CARD
08/28TIMED_OUT
01/37ACQUIRER_SYSTEM_ERROR
02/37UNSPECIFIED_FAILURE
05/37UNKNOWN

CSC/CVV

CSC/CVVResponse Gateway Code for MasterCard & Visa Cards
MasterCard & Visa Cards100MATCH
MasterCard & Visa Cards101NOT_PROCESSED
MasterCard & Visa Cards102NO_MATCH
American Express1000MATCH
American Express1010NOT_PROCESSED
American Express1020NO_MATCH
OmanNet123 (OTP is 9999)MATCH


STC Pay Phone Numbers

Country CodePhone Number
966557877988
966506027231
966537974429
966558646150